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ºAll offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Promo code must be presented by November 30, 2019, and prior to opening the account.

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Get a $100 bonus when you open a new checking account with direct deposit.º

Enter promo code 100CHECKWEB when you apply online.

Or, visit your local Heritage branch.

Plus, save time managing your accounts with these free online and mobile banking features:

New Member Free Credit No Deposit 2019

Pay a Friend – send money to almost anyone using text or email
External Transfers – transfer funds from other financial institutions to your Heritage account
Debit On/Off – switch your debit card on or off to help protect your account

New Member Free Credit No Deposit 2019 Schedule

Choose either our Simply Free Checking or Save More Checking account to get started.

Simply Free Checking — perfect for those who manage accounts electronically and love a bunch of free features.

> No monthly fee and no minimum balance
> Free debit card with no annual fee
> Free online and mobile banking features including Pay A Friend, Check Deposit, Debit On/Off and more

Save More Checking — designed for high savings goals. You’ll get all the features of our Simply Free Checking account plus more.

> Special dividend rate when you maintain a daily minimum balance of $3,000 in your Save More Checking
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ºAll offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Promo code must be presented by November 30, 2019, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting promo code. Cannot use multiple offers on same product. Promotions can change or end at any time. Each coupon may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify. Federally insured by NCUA. Equal Housing Opportunity Lender.