Cd Interest Rates Today
Personal Promotional CD Interest Rates
Effective Date: 12/30/2020
Find the best CD rates by comparing national and local rates. A Certificate of Deposit is a type of savings account that has a set interest rate and withdrawal date. Typically, CD interest rates.
- Just a couple months of interest back then would generate more than a 5-year CD term now. During the Great Recession in 2010 1-year CD rates dipped below 0.3 percent — historical lows. To put it in perspective, back in the early ’80s, when CD rates were so high, a 30-year mortgage loan might have cost you 20 percent interest.
- If interest rates should ever start to rise at a fast pace, small EWPs will allow CD investors to move their money to higher-rate CDs. A bank or credit union may offer the highest rates with the lowest EWPs, but you may not be able to take advantage of the CDs if the institution doesn’t offer features that you need such as the ability to make.
- The best time to start saving is now. A certificate of deposit is a type of savings account that guarantees a certain rate of interest. Compare CD rates and select from a variety of available terms and amounts to match your short-term or long-term goals. A KeyBank Certificate.
Cd Interest Rates Today Canada
The interest rate and annual percentage yield (APY) are effective as of 12/30/2020, and may change without notice.
| Certificates of Deposit | Base Interest Rate | Base APY | Relationship Package1 Bronze Tier APY | Relationship Package1 Silver Tier APY | Relationship Package1 Gold Tier APY | Relationship Package1 Platinum Tier APY |
| Bonus Interest Rate1 | N/A | N/A | 0.01% | 0.02% | 0.03% | 0.05% |
| Pick-A-Term 1-3 Months2 | 0.40% | 0.40% | 0.41% | 0.42% | 0.43% | 0.45% |
| Pick-A-Term 7-10 Months2 | 0.65% | 0.65% | 0.66% | 0.67% | 0.68% | 0.70% |
| Add-On CD 18 Months4 | 0.55% | 0.55% | 0.56% | 0.57% | 0.58% | 0.60% |
Personal CD Interest Rates3
Effective Date: 12/30/2020
The interest rate and annual percentage yield (APY) are effective as of 12/30/2020, and may change without notice.
Citibank Cd Interest Rates Today
| Certificates of Deposit | Base Interest Rate | Base APY | Relationship Package1 Bronze Tier APY | Relationship Package1 Silver Tier APY | Relationship Package1 Gold Tier APY | Relationship Package1 Platinum Tier APY |
| Bonus Interest Rate1 | N/A | N/A | 0.01% | 0.02% | 0.03% | 0.05% |
| 91 Days (91-181 Days) | 0.15% | 0.15% | 0.16% | 0.17% | 0.18% | 0.20% |
| 182 Days (182-364 Days) | 0.25% | 0.25% | 0.26% | 0.27% | 0.28% | 0.30% |
| 12 Months (12-23 Months) | 0.45% | 0.45% | 0.46% | 0.47% | 0.48% | 0.50% |
| 24 Months (24-35 Months) | 0.50% | 0.50% | 0.51% | 0.52% | 0.53% | 0.55% |
| 36 Months (36-47 Months) | 0.55% | 0.55% | 0.56% | 0.57% | 0.58% | 0.60% |
| 48 Months (48-59 Months) | 0.60% | 0.60% | 0.61% | 0.62% | 0.63% | 0.65% |
| 60 Months | 0.65% | 0.65% | 0.66% | 0.67% | 0.68% | 0.70% |
Ask a Relationship Banker about our Wellness Option!
Additional Information
For All Bankers Trust CDs
Minimum balance to obtain APY is $1,000.00. Minimum balance for minors to obtain APY is $500.00. Minimum balance for IRAs to obtain APY is $200.00. Minimum balance for Auto-Save IRAs to obtain APY is $50.00. Penalty for early withdrawal. Fees may reduce earnings. The interest rate and APY are effective as of December 30, 2020, and are subject to change without notice. Stated APY based on 12-month term. APY may vary if another term is selected. Available only for customers holding accounts for personal, family or household purposes. Interest rates will not automatically apply to Certificates of Deposit that are automatically renewing.
1 Relationship Package Bonus Interest Rate Terms
Rate information: The interest rate on your account is the initial base interest rate stated on your CD Signature Card, plus a bonus interest rate, if applicable. Your interest rate, APY, and the applicable benefits tier may change while enrolled in the Relationship Package.
Determination of rate: The interest rate on your account is based on the initial base interest rate, plus the bonus interest rate corresponding to the benefits tier which you qualify for during the evaluation period.
Frequency of rate changes: We may change the bonus interest rate on your account every time you qualify for a different benefits tier.
Limitations on rate changes: The interest rate will never drop below the initial base interest rate disclosed to you on your CD Signature Card for the agreed upon term of the CD. If you allow a matured CD to automatically renew, the base interest rate will change to the then-prevailing interest rate for the term.
Please see information about qualifying for the Relationship Package.
2 Pick A Term
APY stated assumes a 12-month term. Please contact a banker for specific APY’s for other terms.
3 CD Interest Rates
APYs stated are for the term in bold print. APY may vary for terms in parentheses. Please call 1-800-362-1688 to obtain APY for other terms.
Cd Interest Rates Today At Chase Bank
4 Transaction Limitations
You can make additional deposits to the certificate during its term, but the total of the additional deposits cannot exceed the original deposit amount. For certificates that are automatically renewed upon your election, there is a grace period noted on the certificate during which additional deposits are permitted in any amount. The balance at the expiration of the grace period shall be the “renewal balance.” After the renewal period passes, additional deposits may be made, but only up to the renewal balance for the succeeding term. You cannot withdraw principal from the certificate without our consent except on or after maturity (as the same may be extended by virtue of a renewal).